What Does Alabama Law Enforcement Credit Union Do With Your Peronsal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit history
  • credit scores and employment information
  • income and overdraft history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons ALABAMA LAW ENFORCEMENT CREDIT UNION chooses to share; and whether you can limit this sharing.

Reasons we can share our personal information
For our everyday business purposes - such as to process your transactions, maintain your acount(s), respond to court orders and legal investigations, or to report to credit bureaus. Yes No
For our marketing purposes - to offer our products and services to you. Yes No
For joint marketing with other financial companies. Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences. No We don't share
For our affiliates everyday business purposes - information about your creditworthiness. No We don't share
For our affiliates to market to you. No We don't share
For nonaffiliates to market to you. No We don't share

Questions?

Call 205-583-4632 or go to www.allecu.org

What we do
How does Alabama Law Enforcement Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Alabama Law Enforcement Credit Union collect my personal information? We Collect your personal information, for example, when you: open an account or apply for financing, provide account information or give us your contact information, make deposits or withdrawals from your account. We also collect your personal information from others, such as credit bureaurs, affiliates, or other companies.
Why can't i limit all sharing? Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness, affiliates from using your information to market to you, sharing for nonaffiliates to market to you. State law and individual companies may give you additional rights to limit sharing.
Reasons we can share our personal information
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Alabama Law Enforcement Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. they can be financial and nonfinancial companies. Alabama Law Enforcement Credit Union does not share with our nonaffiliates so they can market to you.
Join Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.